International Mortgages

Our International mortgage service is principally designed to provide financing for customers who are planning to purchase or re-finance residential properties outside their country of residence, either for investment, as buy-to-let, or as holiday homes.

Multi-jurisdictional coverage:
Great Britain, Spain, France, Portugal, New Zealand and selected locations in Australia, Canada and the USA, as well as in Dubai, Hong Kong and Singapore.

Competitive interest rates

Multi-currency loan facilities
Available in Sterling, US Dollars, Euro, Australian Dollars, New Zealand Dollars, Canadian Dollars, Japanese Yen (for Yen income earners only),Swiss Franc (for Swiss France income earners only), Hong Kong Dollars and Singapore Dollars (for SGD income earners only or loans secured against property in Singapore).

Free currency switching option
Combined with multi-currency loan facilities, and subject to status and conditions, we allow currency switching between approved currencies.
Free Decision in Principle (DIP)
If you intend to buy overseas property, take advantage of our pre-approved financing. No fee or commitment is required.

No penalty for buy-to-let properties.

No penalty for early repayments that coincide with interest rollover dates.

Up to 100% financing available (subject to credit status and additional security).

Maximum repayment term of up to 30 years or 70 years of age, whichever is the earlier - including interest only loans.